Clear Answers for Common Questions

It is possible to live in luxury on a budget. Sure, maybe life's larger luxuries such as expensive cars and real estate are currently out of your reach, but that doesn't mean you can't have elegant accessories and enjoy some luxury on a budget. A great way ...

You want to plan a birthday party on a budget, but you don't want to be cheap. Don't worry, there is nothing wrong with setting a budget and then spending only the amount you decided on. In fact, it's one of the best ways to keep from ...

People who decide to travel through Europe may find out that it can be hard to see Europe on a budget. Depending on the exchange rate between the traveler's home country and the European country he is visiting, as well as the visitor's current financial state, traveling on ...

If you are planning a vacation and want to save money, there are many things you can do to stretch your budget significantly. The key to a budget vacation is in setting up as many details as possible beforehand so you do not have to deal with unexpected expenses, which ...

Parents understand that children are expensive, and one particularly pricey aspect of having children is buying their clothes. Especially when the children are growing very quickly, it can seem like they grow out of their clothes before they have time to wear them. There are ways to buy your children ...

It is possible to decorate an elegant Christmas tree on a budget. Some of the most beautiful Christmas decorations are also the most expensive, but if you use these expensive ornaments as inspiration, you can make your own luxurious, affordable ornaments for your tree. Pay attention to which types of ...

There are many people who have spent years of traveling to the Aloha State. The beaches, volcanoes, warm weather, and local culture of Hawaii have beckoned travelers from all over the globe. For many, however, the expense of a trip to Hawaii can seem prohibitive. If you are interested in ...

Although celebrating Christmas can be very expensive, you can also celebrate Christmas on a budget and still have an enjoyable holiday. Early planning is really the key, but even if you have to create a great Christmas in a rush, it can be done with a little time for thinking ...

So, you want to decorate your child's room and create a fun new look, but you are on a tight budget. There are plenty of ways to transform a child's room without spending a lot of money. One of the best ideas to decorate your child's room ...

Couples that want to be alone but are on a tight budget often wonder if there are still any cheap romantic getaways today. The good news is that there are a number of options where little or no expense required to enjoy each other’s company without a lot of ...

Visiting Disneyland can be a fun but expensive experience. There are ways to save money on a trip, and budget your money carefully. Much depends upon how you plan to get to Disneyland, how long you plan to stay, and when you go. Visiting Disneyland will always cost more during ...

If you have been dreaming about redecorating a room but don't have the budget for it, take heart. Experts say that how a room looks can be completely changed by doing small things like moving furniture around, adding details, and using paint. Even if you cannot afford to buy ...

Of all the household expenses, the task of finding ways to save money on food is one of the continuing struggles of keeping the budget in balance. Fortunately, there are several general tips that will help just about any type of household save money on groceries. Here are some ideas ...

With budget and economy being on the forefront of people’s minds, taking affordable family vacations has become a trickier task. Vacations are an important chance for a family to bond, to show youngsters new and exciting things. While taking affordable family vacations may be more difficult than in ...

During difficult economic times, it's not always easy to find and prepare cheap meals for a family. Fast food meals may appear to be more economical than home-cooked meals, but the portion sizes are not always generous and the added expense of driving to and from a restaurant ...

In order to travel cheaply, you don’t need to have special connections or be willing to sleep outside every night and live on very little food. In fact, in many countries in the world, it’s possible to travel cheaply at a very high standard of living, simply because ...

Lots of people need to think of ways to do Christmas on a budget, and there are plenty of cheap Christmas ideas that can help you economize and still enjoy the holiday season. It really does help to begin with a budget, which should include things like the number of ...

Dressing up for Halloween doesn't have to break the bank. With a little imagination, there are a lot of costume ideas that can be easily made for pennies. A classic example is dressing up like a ghost, which only requires an old white sheet and a permanent market to ...

With the price of dental treatment escalating year after year, having dental insurance has become a must for most people. Adding to the problem is the fact that many companies offer their employees medical coverage but not dental insurance, leaving their workers up in the air when it comes to ...

At any giving time, over 40 million Americans are living without health insurance. A frightening thought, especially if you consider that unpaid medical bills are the number one cause of bankruptcy filing. If you belong in this group, do not despair. It is possible to find affordable health insurance if ...

Finding cheaper airline tickets today can mean scrutinizing several different online travel services along with the official carrier websites. Some of these websites allow potential customers to flag selected flights whenever deeper discounts become available. Other services such as Priceline may allow customers to bid for lower price tickets, but ...

Dating is not the exclusive province of the rich and famous. Today a date can be expensive, or one can choose inexpensive options that may actually be more appreciated since they require a little more thought. If one does not have a lot of cash, consider the following for a ...

Although saving money on a low income may be more difficult than putting aside savings when you're earning at least an average income, it's still an important thing to do. By cutting costs in some areas, you can have more to save and then have money when you ...

It is possible to save money while eating out without sacrificing an enjoyable meal. You don't even have to take a lot of time or effort to save money on restaurant meals if you just establish a few guidelines. Small quick things such as clipping coupons in newspapers, reading ...

Gas prices just seem to be going up and up, with no end in sight! Some people are lucky enough to live in cities with outstanding public transportation, but for many of us, our cars are going to be a part of our lives for a long time to come ...

It is easy to make changes that can reduce energy costs in the home. Through a mix of careful use and smart appliance purchases, it is usually possible to save substantially on electric, gas and home heating bills. Often, small changes can substantially reduce energy costs in the home. Some ...

With domestic fuel prices in constant flux, many drivers are looking for ways to reduce gas consumption without sacrificing too much of their daily routines. Until alternative fuels such as ethanol or hydrogen become commercially viable, however, we will be at the mercy of the oil companies, both foreign and ...

Reducing a home heating bill is not as hard or expensive as it might appear. Through a mix of simple fixes and changes, it can be possible to save a substantial amount money on a monthly home heating bill. Some of the quickest ways to reduce heating costs are to ...

Many homeowners and renters encounter sticker shock after receiving their monthly utility bills, especially during periods of extremely hot or cold weather. Even after accounting for additional heating or cooling expenses, utility customers may find themselves wondering where all that electricity, gas and water actually went. Knowing precisely where your ...